The Regional Rural Banks, which were recent in origin, were established with a particular perspective alongside co-operative Banks and commercial Banks to cover certain field of economic activity. The success of any institution depends on its sincere and devoted workforce, which constitute human element. Though sincerity and devotion grow out of the satisfaction arrived from the nature of work (work satisfaction), it sounds hollow, if it is not coupled with an earning to lead a livelihood. This earning / income should enable him to work free from worries born out of financial wants. Unless this is assured the sense of satisfaction, the motive force for success turns to be illusion and breeds dissatisfaction and the very purpose of institution gets defeated. In this context if one looks at the emoluments, incentives and services of RRB employees – The task force to achieve the development of rural India is not bright but rather cloudy.

Though the nature of work / duties are similar to commercial Banks there is a vide variation in emoluments. Even the employees of RRBs are treated as out castes vis-à-vis in other Banks rural branches. This state of affair will not encourage these employees to provide sincere and devoted service; Management of these banks should take remedial measures at an earliest. At the same time employees of these Banks should also bear in mind that for acquisition of rights and realization of economic demands the foremost requirement is to organize them selves into trade unions and be a part of working class and associate with wider trade union movement. Formation of the All India Regional Rural Bank Employees association is just a beginning and a long way has to be covered with firm determination and sincerity for the fulfillment of the task shouldered. 

by Com.Ashis Sen

(GIST OF THE PAPER PUBLISHED IN FIRST SOUVENIR OF AIRRBEA 1978)